Festić, M., S. Repina, and A. Kavkler. “The Overheating of Five EU New Member States and Cyclicality of Systemic Risk in the Banking Sector”. Journal of Business Economics and Management, vol. 10, no. 3, Sept. 2009, pp. 219-32, doi:10.3846/1611-1699.2009.10.219-232.